Financial Arrangement Options

1. Pay in Full
   • Patient pays for the entire treatment in full at the time of service either before or after checkout 
2. Half and Half
   • Patient pays for half of the treatment at the time of the prep or impression and the remaining at the seat or deliver appointment
   • The patient always needs to pay in full before the treatment is completed 
3. Third Party Financing
   • Carecredit – requires 650+ credit score
     • Deferred/No Interest
       • 6 Months Deferred/No Interest if Paid in Full – Min $200
       • 12 Months Deferred/No Interest if Paid in Full – Min $500
     • Fixed Pay/Reduced APR
       • 24-48 Months Fixed Pay/Reduced APR – Min $1000
       • 60 Month Fixed Pay/Reduced APR – Min $2500
   • Sunbit – can approve as low as 500 credit score
     • Credit score dependent
       • 500 – 35.99% APR
       • 650 – 15% APR
       • 800 – 0% APR
     • Credit score will determine their APR and their approved amount 
4. Layaway
   • The patient can make payments to our office until the treatment is paid for before scheduling and getting the treatment performed
5. In-Office Payment Plan
   • Reserved for Invisalign or special treatment cases
   • See Invisalign payment plan protocol 
   • Used as a last ditch effort to collect from the patient 
   • Must use the credit card agreement form